About FFF

Author » Richard W. Fulmer

Richard W. Fulmer is a free-lance writer in Humble, Texas.

Latest from Richard W. Fulmer

Money on the Table

There’s an old economists’ joke about two university professors who are walking through the school’s cafeteria. The first professor, an engineer, points to an empty table and says, “Look, someone left a twenty-dollar bill.” The second professor, an economist, ...

Digging Out

Pundits are full of advice about how and how not to pull the country out of its financial morass. Rebuild infrastructure or cut spending, increase deficit spending or reduce the debt, raise or lower taxes, regulate or deregulate, implement ...

Regulatory Herding, Regulatory Stampedes

Perfect storms occur when many factors align. Sandy was one of the most damaging hurricanes in the history of the United States, but it took the confluence of a number of elements to make it so. Under normal conditions ...