None of the so-called health-care reforms expressed in a
plethora of political speeches will work, because all
government reforms in this area are simply tinkering at
the edges of a terminally ill and fatally flawed program.
Its just political preening in a quest for votes,
popularity, and power. The last thing we need is more
Washington, D.C.-style social science designed to improve
health care!
For example, how will any political cure prescribing more
of the same poison of government reform work as an
antidote for the current poison produced by prior
government reforms? Such a prescription reflects the
maxim that every act of political intervention makes
matters worse and invites ever more radical intervention.
And are the enlightened reformers calling for new reforms
the same politicians and bureaucrats who have given us
monumental waste, extravagance, staggering debts,
unbalanced budgets, and mismanaged Medicare and Medicaid
programs?
Why are health-care costs out of control? Because for
decades an overwhelming paternalistic government nanny
has been force-feeding Americans with entitlements, which
are goods or services received by Mr. Jones, for which
not he, but rather the government, pays. The money used
is free money money that is neither
earned nor saved by Mr. Jones but is spent in his behalf.
Simply put, free money is money that the
government takes from someone to be spent as it sees fit
on someone else. The inflationary spiral in health care
is caused specifically by this free money.
Demand soars when patients are no longer required to
balance the benefits of care against the costs.
Moreover, because payments are made to providers rather
than to patients, millions of consumers are immune to
price considerations.
When a health service is transformed into a government
service, add the cost of all the bureaucratic machinery
required to run it all the bureaucrats with their
salaries, pensions, annual leaves, sick leaves, and Civil
Serviceprotection making it impossible to fire
incompetents and it gets to be a very
highcost operation. Not surprisingly, it all ends
up with lower-quality care at a much higher cost!
Furthermore, the introduction of the government or any
other third party into the trade has a tendency to lead
to the degeneration of the morality of both doctor and
patient. One might even conclude from observation that
personal morality declines as public responsibility
increases thus all of the out-of-control
fraudulence associated with government-provided health
care!
In addition, rising costs are exacerbated by the threat
of malpractice from sue-syndrome patients nurtured by a
few unscrupulous attorneys fostering the psychology of
entitlement.
Superimposed on all this mess is the pervasive unhealthy
belief in our society that one may by right get something
for nothing. But it makes no more sense to claim a right
to health than to claim a right to wisdom or courage.
However, in an age when people are clamorous about
rights without responsibility, they
dont want to be told that health is primarily their
duty and responsibility. They always forget that one
persons government care is another persons
shackles in taxes!
It also makes no more sense for ones employer to
own an employees health insurance than for it to
own his home insurance or auto insurance. The only reason
for this practice is the discriminatory provision of
federal tax law giving tax deductibility to company-owned
health insurance, but denying tax deductibility to
individually owned health insurance. This tax-deductible
feature is a powerful incentive to perpetuating a system
that is basically wrong and grievously unfair!
The solution becomes clear. Instead of the pabulum that
is usually recommended, government-connected health
programs should be repealed, not reformed. Of course,
what terrifies people is, Who will take care of someone
in poverty who needs a $50,000 operation? Incredibly, and
in spite of all evidence to the contrary, many believe
that only government can take care of those in need.
In reality, people in the private sector are usually
honest, innovative, productive, and compassionate, and
are constantly trying to figure out how to serve their
fellow citizen more efficiently and cheaply
because their very survival in a free competitive market
system requires it.
The reason the operation costs $50,000 is the inflation
brought on by all the free money to pay the
government health program bills. Without these government
programs, which caused overall health-care costs to soar,
those same $50,000 operations would likely cost a fraction of that, well within reach of the persons community,
church or synagogue, or even family or neighbors or
relatives.
There should be a complete deregulation of the
health-care industry. Competition, not regulation, would keep
health-care costs and insurance premiums low. Existing
state and federal regulations, price controls,
entitlement programs (especially Medicare and Medicaid),
and benefit mandates are responsible for the crisis in
our health-care system. The only health-care reforms that
will make a real positive difference are those that
reject government reforms and instead draw on the
strength of the free market!
And this goes for removing barriers to safe, affordable
medicines. We should abolish harmful government agencies
such as the Food and Drug Administration (FDA) and rely
entirely on free-market solutions. The mission of the FDA
is to protect us from unsafe medicines but, in fact, the
FDA has driven up health-care costs and deprived millions
of Americans of desperately needed treatment drugs with
irrational and inordinate 10-year-plus delays in the
approval process, thereby increasing drug costs
exponentially.
From a historical perspective, its interesting to
note that as recently as the 1960s, low-cost health
insurance was available to virtually everyone in America,
including people with existing medical problems. Doctors
made house calls. A hospital stay cost only a few
days pay. Drugs were relatively inexpensive. And
charity hospitals were available to take care of families
who couldnt afford to pay for health care.
Then the federal government moved in with Medicare,
Medicaid, the HMO Act, and tens of thousands of
regulations on doctors, hospitals, and health-insurance
companies, inciting skyrocketing costs.
Oh, what a godsend it would be to restore a free market
in health care and a two-party contractual agreement
between doctor and patient, which is what the true
doctor-patient relationship is: only if treatment is
agreeable to each party and value is received in exchange
for value is it likely that treatment will be efficient,
effective, and cost-controlled.
Restoring a free-enterprise, voluntary system to health
care would produce the best health care at the least cost
that the world has ever seen. Unfortunately, however,
government bureaucracies inherently refuse to retreat
from any extension of power they have assumed and are
exercising. But with enough Americans coming to their
senses about whats happening and with political
courage (the rarest virtue), we can reverse the trend
toward national health care and a planned (socialized)
economy and restore the freedoms that once distinguished
Americans from the rest of the world, including
health-care freedom, which produced the finest health-care
system in history.
Robert Helmholdt is a dentist residing in Ft. Lauderdale,
Florida. Send him email.
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